A suspicious loan means that the borrower cannot repay the principal and interest of the loan in full. Even if the guarantee is implemented, it will definitely cause a large loss.
Suspicious loan
Right!
A suspicious loan is when the borrower cannot repay in full
The basic characteristics of suspicious loans are:
Loans to enterprises and institutions can be classified as suspicious loans in one of the following circumstances: (1) The borrower is in a suspension of production or the borrower's loan project is in a suspended or delayed state due to abnormal factors;
(2) The borrower is actually serious
Normal loan: the loan is not due or less than 30 days past due;
Pay attention to loans: loans overdue for 31-90 days;
Subprime loans: loans overdue for 91-360 days;
Suspicious loan: The loan is overdue for more than 361 days.
