What Are Out Of Pocket Expenses?

Out-of-pocket ratio refers to the percentage of co-paid medical expenses incurred for bearing expenses.

Deductible ratio

Right!
Out-of-pocket ratio refers to the percentage of co-paid medical expenses incurred for bearing expenses.
Definition of deductible ratio
The deductible ratio refers to the percentage of co-paying medical expenses incurred by the insured under the medical expenses sharing form in which the medical insurance institution and the patient share the expenses.